Insights and Market Perspectives

Own property? What you may not know is…

Author: Sound Choices

May 10, 2018

 


The content in the below article is meant for Canadian investors only.


 

…You’re probably over-invested in Canada

In the last few years, Canadians have become more excited about real estate, with some saying “if I can get in, it’s the best investment I can make.” There’s no question that many have seen the value of their property increase.

The results?

1. An imbalance of real estate compared to overall net wealth:

Own property? What you may not know is…
Own property? What you may not know is…
Own property? What you may not know is…

Source: Stats Canada, Survey of Financial Security, 2016. Released in The Daily, Thursday, December 7, 2017.

2. Your financial well-being is already tied to the Canadian economy – and your local market.

Consider the situation of many Canadians who were impacted when the price of oil declined. It may have affected more than just the value of your investments in the financial markets.

Your HomeYour Career

 

3. Your investments may also demonstrate “home-country bias”

The Canadian market represents less than 4% of the world’s market capitalization, while the average Canadian holds more than 70% in Canadian investments…

Own property? What you may not know is…
Own property? What you may not know is…
Own property? What you may not know is…

Source: AGF Investment Operations, as at December 31, 2017. For illustrative purposes only. You cannot invest directly in an index.

 

What can you do to reduce your over-investment in Canada?

For many, selling your house or changing careers isn’t realistic – but you can adjust where you invest.  Talk to your financial advisor today about how investing globally can diversify your portfolio.

 


The contents of this Web site are provided for informational and educational purposes, and are not intended to provide specific individual advice including, without limitation, investment, financial, legal, accounting or tax. Please consult with your own professional advisor on your particular circumstances.

About AGF Management Limited

Founded in 1957, AGF Management Limited (AGF) is an independent and globally diverse asset management firm. AGF brings a disciplined approach to delivering excellence in investment management through its fundamental, quantitative, alternative and high-net-worth businesses focused on providing an exceptional client experience. AGF’s suite of investment solutions extends globally to a wide range of clients, from financial advisors and individual investors to institutional investors including pension plans, corporate plans, sovereign wealth funds and endowments and foundations.

For further information, please visit AGF.com.

© 2018 AGF Management Limited. All rights reserved.

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