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What you need to know about the Canada Learning Bond (CLB)
When market volatility occurs, it may be tempting to pull your money out of the market. But that can have a significant impact on your investments.
Think of a RRIF as a Registered Retirement Savings Plan (RRSP) in reverse – RRSPs allow you to accumulate tax-sheltered savings for retirement, while your RRIF generates a taxable retirement income stream from these savings – which still continue to grow and remain tax-sheltered.